October 7, 2010

Back in September of 2008, the Federal Emergency Management Agency (FEMA) completed their mapping of Livingston County floodplains. This is when Genoa Township enacted a Floodplain Ordinance. Residents who wish to determine if their property is within a FEMA mapped floodplain can view the map below or view a list of properties from this link. Homeowners who want to challenge their designation in a FEMA mapped floodplain can have an elevation survey completed. If they pass they will receive an Elevation Certificate and they can submit that to produce a Letter of Map Amendment (LOMA) that will remove a structure from the flood zone. This LOMA can eliminate the need for flood insurance. A typical elevation survey will cost the homeowner between $400 -700.00, and must be completed by a engineering firm. With flood insurance running 1200.00 plus a year it can be a worthwhile investment. Many homeowners who do not have mortgages on their homes do not know they may need flood insurance and are surprised when the issue comes up during the sale of their home. Most homes that have mortgages have been contacted by ...

July 21, 2010

The old saying in real estate is that the three most important things determining price are location, location, location. This is true with lakefront property as well; however, there are a few more factors to consider.

 

Not all lakefront property is the same. One on the most confusing things buyers and sellers face with lakefront/lake view/lake access property is answering the question of the value of the lake frontage. The importance of this is paramount. Lakefront...

July 20, 2010
Car Damage, Dead Trees, Storm Damage

  Two weeks post op. from bi-lateral knee surgery, I was recovering at my cousin’s home on Lake Chemung. It was early spring and thunderstorms were predicted in the area. That night, while sleeping we hear this huge crack and crash, we thought the house was going to fall unto us. It was a dead tree and it fell right onto my car and also damaged my cousin’s home as well.
We had known that there were some dead trees in neighbor’s lot behind us for awhile....

May 7, 2010

As a member of the Howell Downtown Development Authority (Howell DDA), I had the privilege of heading up entering Howell into the running for Michigan Main Street Community Award. Howell is one of 13 communities a part of this unique group within Michigan.

The other communities that are also Michigan Main Street Communities are Boyne City, Calumet, Iron Mountain, Manistee, Scottsville, Clare, Grand Haven, Portland, Owosso, Old Town Lansing, Niles and Marshall.

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